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    Starwood Capital to create €1bn Irish build-to-rent platform

    Starwood Capital to create €1bn Irish build-to-rent platform


    US investment giant Starwood Capital has announced that a controlled affiliate has formed a €1bn build-to-rent (‘BTR’) residential platform in Ireland with Urbeo Residential and the Ireland Strategic Investment Fund...

    US investment giant Starwood Capital has announced that a controlled affiliate has formed a €1bn build-to-rent (‘BTR’) residential platform in Ireland with Urbeo Residential and the Ireland Strategic Investment Fund (‘ISIF’).
    Investors have had a tough year amid Brexit and trade war jitters

    Investors have had a tough year amid Brexit and trade war jitters


    Between trade wars, Brexit, rising US interest rates, and turmoil in emerging markets, there has been no shortage of things for investors to fret about in 2018. It's no surprise then that following a benign trading environment in 2017, volatility...

    Between trade wars, Brexit, rising US interest rates, and turmoil in emerging markets, there has been no shortage of things for investors to fret about in 2018. It's no surprise then that following a benign trading environment in 2017, volatility returned to the markets in 2018.
    'Don't spend a tenner when you only have a fiver'

    'Don't spend a tenner when you only have a fiver'


    Author Fionnuala Kearney lives with her husband in Ascot, just outside London. The couple have two grown-up daughters. Kearney was born in Cork and grew up in Dublin. She previously worked in insurance and property - before making the jump to writing....

    Author Fionnuala Kearney lives with her husband in Ascot, just outside London. The couple have two grown-up daughters. Kearney was born in Cork and grew up in Dublin. She previously worked in insurance and property - before making the jump to writing. She has just published her third book, The Book of Love.
    Is it a smart move to insure my gadgets?

    Is it a smart move to insure my gadgets?


    Query: I am using my Christmas bonus to upgrade my mobile phone. While doing my research and looking at different types of phones, the shops are all trying to sell insurance too. Is gadget insurance a good idea as I am already spending a lot of money on...

    Query: I am using my Christmas bonus to upgrade my mobile phone. While doing my research and looking at different types of phones, the shops are all trying to sell insurance too. Is gadget insurance a good idea as I am already spending a lot of money on the phone? Tom, Co Westmeath
    Charlie Weston: 'Insurers should note that more discerning purchasers of health cover have emerged'

    Charlie Weston: 'Insurers should note that more discerning purchasers of health cover have emerged'


    People with health insurance are becoming more discerning about the cover they have, with many now reviewing their policies on an annual basis. Consumers are rejecting high excesses for attending a private hospital, as they feel it is a waste of money to...

    People with health insurance are becoming more discerning about the cover they have, with many now reviewing their policies on an annual basis. Consumers are rejecting high excesses for attending a private hospital, as they feel it is a waste of money to be paying for health cover if they have to shell out each time it is used.
    Home truths about dealing with money from childhoods gone by

    Home truths about dealing with money from childhoods gone by


    Childhood is often the time that we learn valuable lessons about money - or where we get the grounding to manage life's financial challenges. More often than not, it is our parents or grandparents who have taught us our first and most valuable lessons...

    Childhood is often the time that we learn valuable lessons about money - or where we get the grounding to manage life's financial challenges. More often than not, it is our parents or grandparents who have taught us our first and most valuable lessons about money.

    Ireland may get hit with bill for Danish insurer's collapse


    The Insurance Compensation Fund in this country could be forced to pay the outstanding claims of policyholders here from the collapsed Danish insurer...

    The Insurance Compensation Fund in this country could be forced to pay the outstanding claims of policyholders here from the collapsed Danish insurer Qudos.

    Your Money: Festive gifts that keep on giving


    It's the laziest of gifts, but for the last-minute shopper, or that difficult person to buy for, you can't beat a voucher. But consider other gifts which don't involve a trudge around the shops on a wet Saturday and which prove that a little bit of...

    It's the laziest of gifts, but for the last-minute shopper, or that difficult person to buy for, you can't beat a voucher. But consider other gifts which don't involve a trudge around the shops on a wet Saturday and which prove that a little bit of thought, at least, went into it. This week I'm looking at subscriptions - gifts that fit into an envelope.

    Your Questions: We've a lot of policies but do we have too much insurance cover?


    Question: I FINALLY sat down to review our household budget and I've discovered we have insurance cover for a few things and I'm not even sure what they are, or if we need them. We have mortgage protection with our bank since we took out our mortgage 15...

    Question: I FINALLY sat down to review our household budget and I've discovered we have insurance cover for a few things and I'm not even sure what they are, or if we need them. We have mortgage protection with our bank since we took out our mortgage 15 years ago. My wife has serious illness cover from €50,000 paid by her employer. And I took out an income protection policy seven years ago, but I'm also paying for serious illness cover of €70,000. Do I need both? We have two children in school.

    Ireland's insurance fund may have to pay claims from collapsed insurer Qudos


    The Insurance Compensation Fund in this country could be forced to pay the outstanding claims of the policyholders here from the collapsed Danish insurer,...

    The Insurance Compensation Fund in this country could be forced to pay the outstanding claims of the policyholders here from the collapsed Danish insurer, Qudos.
    Homeowners could face huge bills as another insurance firm collapses

    Homeowners could face huge bills as another insurance firm collapses


    Hundreds of homeowners have been left without insurance cover if their homes develop structural defects following the failure of a Danish...

    Hundreds of homeowners have been left without insurance cover if their homes develop structural defects following the failure of a Danish insurer.
    Collapse of Danish insurer exposes Irish homeowners

    Collapse of Danish insurer exposes Irish homeowners


    HUNDREDS of homeowners have been left without insurance cover if their homes develop structural defects following the failure of a Danish...

    HUNDREDS of homeowners have been left without insurance cover if their homes develop structural defects following the failure of a Danish insurer.
    Rogue landlords face jail and €30,000 penalties

    Rogue landlords face jail and €30,000 penalties


    Rogue landlords face jail and hefty penalties of up to €30,000 for breaking strict rules on rent hikes under beefed up protection for...

    Rogue landlords face jail and hefty penalties of up to €30,000 for breaking strict rules on rent hikes under beefed up protection for tenants.
    Cut to pensions tax relief will lead to mass exodus by savers, warns provider

    Cut to pensions tax relief will lead to mass exodus by savers, warns provider


    Government proposals that could see the income tax relief on pensions cut would be calamitous for middle earners, a leading investment company has...

    Government proposals that could see the income tax relief on pensions cut would be calamitous for middle earners, a leading investment company has warned.
    Pensioners are biggest losers as 'fair' Budget sees them out of pocket

    Pensioners are biggest losers as 'fair' Budget sees them out of pocket


    For all his promises to "promote fairness" in his 2019 Budget, Finance Minister Paschal Donohoe's measures will see some sections of society falling further behind, with pensioners the largest single group to see their position eroded, according to a new...

    For all his promises to "promote fairness" in his 2019 Budget, Finance Minister Paschal Donohoe's measures will see some sections of society falling further behind, with pensioners the largest single group to see their position eroded, according to a new study.
    Thousands of new homes in scheme - but none for sale

    Thousands of new homes in scheme - but none for sale


    The first 1,269 units at Cherrywood will be available by 2020 - but none of these will be available for purchase by families, first-time buyers or...

    The first 1,269 units at Cherrywood will be available by 2020 - but none of these will be available for purchase by families, first-time buyers or downtraders.
    Confidence drops over retirement provision

    Confidence drops over retirement provision


    Almost one in two people are concerned that they are financially unprepared for retirement, according to a savings and investment index from the Bank of Ireland and the Economic and Social Research...

    Almost one in two people are concerned that they are financially unprepared for retirement, according to a savings and investment index from the Bank of Ireland and the Economic and Social Research Institute.

    Time to check if you're due a tax allowance windfall


    Time is running out for workers to claim a valuable tax refund they may be entitled to. There is a four-year limit on how far back you can claim tax refunds - and so this New Year's Eve marks the last day that you can claim any tax relief you're entitled...

    Time is running out for workers to claim a valuable tax refund they may be entitled to. There is a four-year limit on how far back you can claim tax refunds - and so this New Year's Eve marks the last day that you can claim any tax relief you're entitled to for 2014.

    Which procedures result in co-payments?


    Q Could you tell me what cardiac, orthopaedic and ophthalmic procedures co-payments typically arise on? My husband and I are both in our fifties and our children are in their teens. We are currently all insured under VHI's Health Plus Extra plan. To save...

    Q Could you tell me what cardiac, orthopaedic and ophthalmic procedures co-payments typically arise on? My husband and I are both in our fifties and our children are in their teens. We are currently all insured under VHI's Health Plus Extra plan. To save money, I'm considering moving the family onto VHI's cheaper One Plan Family plan - but I'm concerned about co-payments as there is a history of heart illness on my side of the family, and my husband has ongoing hip pain. Margaret, Cavan town

    Crisis era has redefined Irish investors and cooled 'animal spirits'


    Economic uncertainty can influence saving behaviour and right now Brexit represents a key risk for the domestic economy. However, so far Brexit doesn't seem to be driving stronger precautionary saving. In April 2018, only 4pc of Irish people were saving...

    Economic uncertainty can influence saving behaviour and right now Brexit represents a key risk for the domestic economy. However, so far Brexit doesn't seem to be driving stronger precautionary saving. In April 2018, only 4pc of Irish people were saving more as a direct result of Brexit, according to the Bank of Ireland/ESRI savings and investment index. Does this mean Irish savers don't care about Brexit? No, rather it appears that savers are waiting to see how Brexit pans out but are readied to pick up the pace of saving.

    'You'll never be short of money if you can play piano'


    David Brophy is one of Ireland's top conductors. He has performed with numerous Irish and international artists including the British tenor Anthony Rolfe Johnson; the late Irish uilleann piper, Liam O'Flynn; Riverdance; and...

    David Brophy is one of Ireland's top conductors. He has performed with numerous Irish and international artists including the British tenor Anthony Rolfe Johnson; the late Irish uilleann piper, Liam O'Flynn; Riverdance; and U2.
    Karl Deeter: 'Choosing the right partner and home are two of the secrets to becoming wealthy'

    Karl Deeter: 'Choosing the right partner and home are two of the secrets to becoming wealthy'


    There are three things you can do to ensure you have greater lifetime wealth. They are simple and old-fashioned ideas but, of the three, I can guarantee you won't find two of them being promoted as wealth-builders (although they can be very positive...

    There are three things you can do to ensure you have greater lifetime wealth. They are simple and old-fashioned ideas but, of the three, I can guarantee you won't find two of them being promoted as wealth-builders (although they can be very positive things outside of financial considerations).

    Maxol given green light to build 90 homes in place of D4 petrol station


    Forecourt retailer Maxol has been given the go-ahead to knock down one of its petrol stations and an adjoining car dealership in south Dublin and replace it with a five-storey apartment...

    Forecourt retailer Maxol has been given the go-ahead to knock down one of its petrol stations and an adjoining car dealership in south Dublin and replace it with a five-storey apartment block.

    Health insurance boss warns on public hospitals


    The head of one of the country's main health insurance providers has criticised public hospitals for "harassing" patients with private health insurance because they view them as "revenue-raising"...

    The head of one of the country's main health insurance providers has criticised public hospitals for "harassing" patients with private health insurance because they view them as "revenue-raising" opportunities.

    Your Money: The harsh realities of puppy love


    The good news is that 2018 didn't see the same spike in abandoned pups as previous years, but that's down to the 'Paws for Thought' campaign which Dogs Trust ran after Christmas last year, says the organisation's Ciara...

    The good news is that 2018 didn't see the same spike in abandoned pups as previous years, but that's down to the 'Paws for Thought' campaign which Dogs Trust ran after Christmas last year, says the organisation's Ciara Byrne.
    Your Questions: Would it be wise to give up my divorce claim on my husband's pension?

    Your Questions: Would it be wise to give up my divorce claim on my husband's pension?


    Question: After 24 years of marriage, I decided to separate from my husband and we are now trying to come to an agreement on the equitable division of assets. We have two adult children who are still living at home. I would like to stay in the house and...

    Question: After 24 years of marriage, I decided to separate from my husband and we are now trying to come to an agreement on the equitable division of assets. We have two adult children who are still living at home. I would like to stay in the house and my husband, who is a director of a successful company, said that I can have three-quarters of the house rather than half, so long as I give up any claim on his pension. I am 52. I can afford the mortgage on the remaining quarter as I now have a part-time job, but I wonder if this is a good deal?

    Death of the semi-D as height limits scrapped


    Limits on the height of buildings have been abolished in all cities and large towns in a radical redrawing of our planning...

    Limits on the height of buildings have been abolished in all cities and large towns in a radical redrawing of our planning laws.

    Former Tesco directors cleared of fraud over 2014 accounting scandal


    Two former directors of Tesco were acquitted on Thursday of fraud and false accounting at Britain's biggest retailer following a 2014...

    Two former directors of Tesco were acquitted on Thursday of fraud and false accounting at Britain's biggest retailer following a 2014 scandal.

    Q&A: Check to see if you're covered by Danes - and move quickly if you are


    Qudos Insurance, a Danish business providing insurance to 50,000 Irish customers, has gone into liquidation. Here's what you need to know...

    Qudos Insurance, a Danish business providing insurance to 50,000 Irish customers, has gone into liquidation. Here's what you need to know next.
    A third of calls to charity 'from people losing home'

    A third of calls to charity 'from people losing home'


    Housing charity Threshold received 73,526 calls last year - and a third were from tenants faced with losing their...

    Housing charity Threshold received 73,526 calls last year - and a third were from tenants faced with losing their homes.

    Upgrade of all our houses to cut energy use will cost €50bn


    Upgrading the national housing stock to make it more energy-efficient and help drive down emissions will cost up to €50bn, Climate Action Minister Richard Bruton has...

    Upgrading the national housing stock to make it more energy-efficient and help drive down emissions will cost up to €50bn, Climate Action Minister Richard Bruton has revealed.
    Some 50,000 customers are left with worthless insurance

    Some 50,000 customers are left with worthless insurance


    Up to 50,000 Irish insurance customers have been left with no guarantee of cover after an underwriting company shut...

    Up to 50,000 Irish insurance customers have been left with no guarantee of cover after an underwriting company shut down.
    Foreign investors rush to cash in on our housing crisis

    Foreign investors rush to cash in on our housing crisis


    The housing crisis and spiralling rents have helped make Dublin the third-most attractive city in Europe for big property...

    The housing crisis and spiralling rents have helped make Dublin the third-most attractive city in Europe for big property investors.
    Rock bottom: Family evicted so house could make more rent

    Rock bottom: Family evicted so house could make more rent


    A father has told how his family "hit rock bottom" after their landlord evicted them, saying the property was to be sold - only for it to be let out at a higher...

    A father has told how his family "hit rock bottom" after their landlord evicted them, saying the property was to be sold - only for it to be let out at a higher rent.

    Irish Life cuts plan costs and brings in mental health help


    Irish Life said it is to cut prices for most health plans in January compared with a year ago, although its customers will see price rises versus...

    Irish Life said it is to cut prices for most health plans in January compared with a year ago, although its customers will see price rises versus December.
    Gas and electricity prices soar over year

    Gas and electricity prices soar over year


    Irish wholesale gas and electricity prices have increased by 22pc and 23pc respectively over the past year, according to the latest Naturgy Energy Review and...

    Irish wholesale gas and electricity prices have increased by 22pc and 23pc respectively over the past year, according to the latest Naturgy Energy Review and Forecast.
    Saying hello to modern-day Moto could be good call for investors

    Saying hello to modern-day Moto could be good call for investors


    Most companies, particularly in the consumer or technology space, will tell you that one of the most important factors for their success is their 'brand', especially when the company name is synonymous with the brand. This is why they spend so much money...

    Most companies, particularly in the consumer or technology space, will tell you that one of the most important factors for their success is their 'brand', especially when the company name is synonymous with the brand. This is why they spend so much money advertising to build their brand in the minds of their customers. But what if your brand is more associated with what you used to be rather than what you are today?
    'I'm proud that I bought my first house on my own'

    'I'm proud that I bought my first house on my own'


    The Irish author Carmel Harrington is from Wexford, where she lives with her husband Roger and two young children. In 2013, she won the Kindle Book of the Year and Romantic eBook of the Year...

    The Irish author Carmel Harrington is from Wexford, where she lives with her husband Roger and two young children. In 2013, she won the Kindle Book of the Year and Romantic eBook of the Year awards.
    Should I accept pension transfer value?

    Should I accept pension transfer value?


    Query: I left my former employer two years ago after working there for almost 20 years. I have an entitlement to a pension from that company's defined benefit (DB) pension scheme. I have received a letter from my former employer, offering me an 'enhanced...

    Query: I left my former employer two years ago after working there for almost 20 years. I have an entitlement to a pension from that company's defined benefit (DB) pension scheme. I have received a letter from my former employer, offering me an 'enhanced transfer value'. Should I transfer my benefit entitlement out of that DB scheme. I have a defined contribution (DC) scheme with my current employer. What do I need to bear in mind when coming to a decision? John, Carrick-on-Shannon, Co Leitrim

    Charlie Weston: 'A register of wills would be good start in modernising our outdated probate process.


    ANYONE who has ever tried to trace a lost will can testify to the fact that it can be a difficult process. Some relations of a deceased person can spend months trying to track down a will, adding to the distress of dealing with...

    ANYONE who has ever tried to trace a lost will can testify to the fact that it can be a difficult process. Some relations of a deceased person can spend months trying to track down a will, adding to the distress of dealing with bereavement.
    How to stop the Grinch ruining your Christmas shopping spree

    How to stop the Grinch ruining your Christmas shopping spree


    There are now only 23 shopping days to Christmas - and many of us will spend more on gifts and goodies over the next three weeks than we do at any other time of the year. At this expensive time, it's important to ensure that your money is well spent -...

    There are now only 23 shopping days to Christmas - and many of us will spend more on gifts and goodies over the next three weeks than we do at any other time of the year. At this expensive time, it's important to ensure that your money is well spent - and that you're covered if things go wrong.
    'Boom envy': 3pc pay rise on way next year - for some

    'Boom envy': 3pc pay rise on way next year - for some


    Ordinary families are predicted to feel the benefit of the surging economy in 2019 as full employment and labour shortages across several sectors force employers to increase wages, according to economist and former Department of Finance adviser Dr Alan...

    Ordinary families are predicted to feel the benefit of the surging economy in 2019 as full employment and labour shortages across several sectors force employers to increase wages, according to economist and former Department of Finance adviser Dr Alan Ahearne.
    Major firms' pension black holes vanish for first time since crash

    Major firms' pension black holes vanish for first time since crash


    The black hole in the pension funds of the State's biggest companies disappeared this year for the first time since the financial...

    The black hole in the pension funds of the State's biggest companies disappeared this year for the first time since the financial crash.
    Thousands of PTSB borrowers will see home loans transferred to Pepper

    Thousands of PTSB borrowers will see home loans transferred to Pepper


    Thousands of borrowers will see their mortgage debts shifted from Permanent TSB to be managed by Pepper, despite engaging with the bailed-out bank on their...

    Thousands of borrowers will see their mortgage debts shifted from Permanent TSB to be managed by Pepper, despite engaging with the bailed-out bank on their arrears.
    Charlie Weston: 'Central Bank is proving no Amigo to the vulnerable'

    Charlie Weston: 'Central Bank is proving no Amigo to the vulnerable'


    The Central Bank goes out of its way to protect people taking out a mortgage, and the banks that issue them. But when it comes to vulnerable borrowers it does not appear to be quite so eager to throw a protective cloak over...

    The Central Bank goes out of its way to protect people taking out a mortgage, and the banks that issue them. But when it comes to vulnerable borrowers it does not appear to be quite so eager to throw a protective cloak over them.

    UK moneylender to charge 49.9pc interest here


    The Central Bank has licensed a new moneylender, prompting renewed calls for a cap on what they can...

    The Central Bank has licensed a new moneylender, prompting renewed calls for a cap on what they can charge.
    Central Bank confirm no change to mortgage rules

    Central Bank confirm no change to mortgage rules


    THE rules dictating the amount of money people can borrow for a home and the size of deposits needed are to remain unchanged, the Central Bank said after a...

    THE rules dictating the amount of money people can borrow for a home and the size of deposits needed are to remain unchanged, the Central Bank said after a review.
    Taoiseach urges people to avoid moneylenders to fund Christmas shopping

    Taoiseach urges people to avoid moneylenders to fund Christmas shopping


    Vulnerable people out of work, or earning low wages, are being forced to borrow from legal moneylenders charging interest rates of up to 49.9pc, Sinn Féin leader, Mary Lou McDonald, has...

    Vulnerable people out of work, or earning low wages, are being forced to borrow from legal moneylenders charging interest rates of up to 49.9pc, Sinn Féin leader, Mary Lou McDonald, has warned.

    Homeowners warned to ensure insurance policies up to date as storms strike Ireland


    Homeowners have been warned to ensure their insurance policies are up to date and advised to take steps to protect their homes as storms wreak havoc across the...

    Homeowners have been warned to ensure their insurance policies are up to date and advised to take steps to protect their homes as storms wreak havoc across the country.
    'Fast-track' flats won't be finished until late next year

    'Fast-track' flats won't be finished until late next year


    A thousand so-called 'fast-track' apartments announced almost six months ago will not be built until late 2019 or even...

    A thousand so-called 'fast-track' apartments announced almost six months ago will not be built until late 2019 or even 2020.
    Just 36 out of 1,479 one-bed flats cost €1,000 or less

    Just 36 out of 1,479 one-bed flats cost €1,000 or less


    The IDA has claimed that the rent for a small "one-person apartment" in Dublin is just above €1,000 per...

    The IDA has claimed that the rent for a small "one-person apartment" in Dublin is just above €1,000 per month.

    Paul Melia: 'IDA should stick to facts and not try to put a shine on housing crisis'


    It's not the job of the IDA to tell the story of the Irish housing crisis, but State agencies should at least provide an accurate reflection of what's going on in our highly dysfunctional...

    It's not the job of the IDA to tell the story of the Irish housing crisis, but State agencies should at least provide an accurate reflection of what's going on in our highly dysfunctional market.
    Kennys win their battle as plans for €3m site thrown out by council

    Kennys win their battle as plans for €3m site thrown out by council


    Broadcaster Pat Kenny and his wife Kathy have emerged victorious in their battle against plans for three apartment blocks and seven houses on a site adjacent to their Dalkey...

    Broadcaster Pat Kenny and his wife Kathy have emerged victorious in their battle against plans for three apartment blocks and seven houses on a site adjacent to their Dalkey home.
    Pat Kenny and wife Kathy win housing battle as planning for apartment blocks refused

    Pat Kenny and wife Kathy win housing battle as planning for apartment blocks refused


    One of Ireland’s best known broadcasters, Newstalk's Pat Kenny and his wife, Kathy have won their battle against plans for three apartment blocks and seven houses on a site adjacent to their Dalkey...

    One of Ireland’s best known broadcasters, Newstalk's Pat Kenny and his wife, Kathy have won their battle against plans for three apartment blocks and seven houses on a site adjacent to their Dalkey home.

    Pension pot tax relief in danger under new plan


    The Government has been warned not to scrap existing pension tax relief as part of its planned shift to so-called...

    The Government has been warned not to scrap existing pension tax relief as part of its planned shift to so-called auto-enrolment.
    The rise and rise of house prices is slowing at last, say experts

    The rise and rise of house prices is slowing at last, say experts


    The rise in house prices will slow further next year according to property experts surveyed by the Sunday Independent, while demand for houses may be peaking or already have...

    The rise in house prices will slow further next year according to property experts surveyed by the Sunday Independent, while demand for houses may be peaking or already have stabilised.
    Inheritance tax leaves cohabiting couples facing an uncertain future

    Inheritance tax leaves cohabiting couples facing an uncertain future


    Couples who are living together - and people caught up in the housing crisis - are facing major inheritance tax headaches and bills. These bills, which could easily run into the tens of thousands - and in some cases, hundreds of thousands - could...

    Couples who are living together - and people caught up in the housing crisis - are facing major inheritance tax headaches and bills. These bills, which could easily run into the tens of thousands - and in some cases, hundreds of thousands - could ultimately force the sale of the family home and other treasured possessions.
    Refund after failed cancellation request

    Refund after failed cancellation request


    Query: When I was reviewing my bank statements recently, I noticed that I am still paying for a gym membership even though I cancelled it three months ago. When I followed up with the company to get a refund, it wouldn't entertain a refund without bank...

    Query: When I was reviewing my bank statements recently, I noticed that I am still paying for a gym membership even though I cancelled it three months ago. When I followed up with the company to get a refund, it wouldn't entertain a refund without bank statements to prove that I've paid the membership for those months. This will cost me as I have to pay to get the statements from my bank. Can the company do this? Sorcha, Cork city

    Charlie Weston: 'High time Big Two banks' stranglehold on lending and uncompetitive rates are tackled'


    We have created a monster in the banking sector. Well, make that two monsters. Banks in this country are almost twice as profitable as the rest in the eurozone and have managed to increase their profitability since the financial crash 10 years ago. That...

    We have created a monster in the banking sector. Well, make that two monsters. Banks in this country are almost twice as profitable as the rest in the eurozone and have managed to increase their profitability since the financial crash 10 years ago. That is some achievement given the economic upheaval and the impact on ordinary people.
    'Don't complicate life, or money, unnecessarily'

    'Don't complicate life, or money, unnecessarily'


    The journalist Michael Moynihan was born and raised in Cork, where he lives with his wife and two children. He is the author of several successful books and has twice been shortlisted for Sports Book of the...

    The journalist Michael Moynihan was born and raised in Cork, where he lives with his wife and two children. He is the author of several successful books and has twice been shortlisted for Sports Book of the Year.
    Now could be the time for value stocks to shine for investors

    Now could be the time for value stocks to shine for investors


    Since the global financial crisis ended in 2008, growth stocks have significantly outperformed value stocks. Looking further back, however, we see that value stocks outperformed growth stocks for roughly a decade leading up to the end of the global...

    Since the global financial crisis ended in 2008, growth stocks have significantly outperformed value stocks. Looking further back, however, we see that value stocks outperformed growth stocks for roughly a decade leading up to the end of the global financial crisis.
    Payments hike for pensioners

    Payments hike for pensioners


    Over 55,000 State pensioners are set to get a hike in their payments early next...

    Over 55,000 State pensioners are set to get a hike in their payments early next year.

    Your Money: Avoid the blues after Black Friday


    Oh dear. Went a little mad on Black Friday and suffering from buyer's remorse? Not to worry. You might still have a remedy to your shopping hangover. Today I'm looking at sending stuff back, and hopefully, getting your money back...

    Oh dear. Went a little mad on Black Friday and suffering from buyer's remorse? Not to worry. You might still have a remedy to your shopping hangover. Today I'm looking at sending stuff back, and hopefully, getting your money back too.

    Your Questions: What is the best way to be taxed after we walk down the aisle?


    Question: My partner and I have been engaged for the last two years and are finally getting around to tying the knot. We are trying to save for a house at the moment and so, of course, every penny counts. We were thinking that when we are married our tax...

    Question: My partner and I have been engaged for the last two years and are finally getting around to tying the knot. We are trying to save for a house at the moment and so, of course, every penny counts. We were thinking that when we are married our tax credits will change and be accounted for as a couple. I'm wondering will we be any better off after we are married, if I earn €28,500 and my partner earns €52,000?
    How one in five mobile phone users pays cover on the double

    How one in five mobile phone users pays cover on the double


    Consumers are taking out insurance on their mobile phones but then forget to cancel it when they get a new...

    Consumers are taking out insurance on their mobile phones but then forget to cancel it when they get a new device.
    Donohoe 'can't give timeline' for 3,000 tracker victims

    Donohoe 'can't give timeline' for 3,000 tracker victims


    More than 3,000 victims of the tracker-mortgage scandal are still waiting for compensation, but Finance Minister Paschal Donohoe cannot say when they will receive...

    More than 3,000 victims of the tracker-mortgage scandal are still waiting for compensation, but Finance Minister Paschal Donohoe cannot say when they will receive it.
    Workers urged to claim four years of tax breaks

    Workers urged to claim four years of tax breaks


    Unions have urged members who have not claimed tax breaks to seek their entitlements, after it was revealed a Revenue review would end reliefs on work expenses for thousands of...

    Unions have urged members who have not claimed tax breaks to seek their entitlements, after it was revealed a Revenue review would end reliefs on work expenses for thousands of workers.

    Patients left to foot bill as insurers refuse to pay


    Patients are being forced to pay towards meeting the cost of medical procedures despite having health insurance, an industry expert has...

    Patients are being forced to pay towards meeting the cost of medical procedures despite having health insurance, an industry expert has warned.
    Electric Ireland freezes prices for winter

    Electric Ireland freezes prices for winter


    The largest energy supplier in the State is bucking the trend of raising...

    The largest energy supplier in the State is bucking the trend of raising prices.

    Home Economics: Our property finance expert answers your questions


    Question:My wife passed away and we have no children. My home is worth perhaps €400,000, and I have around €25,000 in the post office. I live more or less on my pension, which is €16,200 including the old age pension. My wife's death has brought my...

    Question:My wife passed away and we have no children. My home is worth perhaps €400,000, and I have around €25,000 in the post office. I live more or less on my pension, which is €16,200 including the old age pension. My wife's death has brought my own mortality into focus. I am 79 and while I have five nieces and nephews I would certainly leave something to, I would prefer my house to be left to a charity where it could be used to house people in need. How would one go about this?
    Electric Ireland to freeze prices over winter

    Electric Ireland to freeze prices over winter


    The largest energy supplier in the State is bucking the trend of announcing price...

    The largest energy supplier in the State is bucking the trend of announcing price rises